Garth Bernard
Garth Bernard is a former senior executive in MetLife’s Retirement Solutions Group, has over 25 years of experience and is a sought-after industry speaker on retirement income solutions at events such as NAVA.
Garth is President and CEO of the Sharper Financial Group LLC, a consulting practice specializing in the marketing and development of retirement products and solutions, and also a Principal in RISE, the Retirement Income Solutions Enterprise. Garth has over 25 years of experience in the US and Canadian financial services industries. He is widely recognized as an expert in the field of retirement income solutions and annuities; he has written several articles on the subject and is often quoted in national and industry media. He has been a frequent speaker and participant at retirement industry conferences and has served on numerous retirement industry committees.
Prior to launching his own company, Garth was a senior executive at MetLife where he was responsible for developing innovative retirement solutions, including a broad array of investment and protection products, and for product management of several annuity product lines across MetLife’s retail distribution channels. He also held executive-level roles at Keyport Life, ReliaStar Northern Life, Providian Capital Management, Transamerica and National Life of Vermont, where he had responsibility for various functions including marketing and product management, asset-liability management, reinsurance pricing and customer relationship marketing for life and annuity lines. Garth is a Past President of the International Association of Black Actuaries. He has been a member of the American Academy of Actuaries for over 20 years, and holds a Master’s degree in Mathematics from the University of Waterloo, Canada, and Bachelor’s degrees in Actuarial Science and in Statistics from the University of Toronto, Canada.
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