Testimonials

Thrive^® has established itself as the “go-to” program for creating dependable, efficient streams of income throughout retirement. Through Thrive^®, clients achieve structure, confidence, and peace of mind with their master retirement strategy. It has provided a much-needed solution for addressing the significant sequence-of-returns risk. As a planner, I feel assured that I’m creating smart choices in projecting strategies to deliver clients’ retirement income lifestyle.

Through its calculations, Thrive^® helps to project the contractually guaranteed income sources to compliment other holdings. By securing income sources for the early years of retirement, I can plan to invest long-term monies in a manner that is consistent with my clients’ risk tolerance. The freedom from early withdrawals on these invested dollars allows me to invest in a manner that is consistent with long-term growth.

I find many clients are guessing as to when to begin distributions from social security or how to maximize their pension plan. I’m impressed by the ease of these decisions when utilizing Thrive^®, as the decision can be based on lowest possible cost for the most retirement income. Thrive^® has helped me to determine tax-efficient use of complimentary income streams from 401ks, IRAs, Roth IRAs, and individual/joint after-tax holdings.

I see Thrive^® solving the distribution needs of my clients. Wow – it is the future of income distribution!

Joel C. Magruder I, CFP^®, ChFC^®, CLU^®, LUTCF, CLF^®, CASL^™, CLTC

President/Financial Professional/Founder

www.financialpartnersgroup.net

As an advisor it is my responsibility to provide financial recommendations that are in my client’s best interest. Given the inherent and significant differences between the accumulation and distribution stages in life, it had grown quite frustrating not to be able to deliver strategies that were appreciably different. Times change, technologies change and tax laws change but my ability to deliver a plan that best suits my client’s needs was stagnated until I was introduced to the Thrive^® Income Distribution System. Thanks to Thrive^® I can provide my clients a plan that:

Guarantees a precise income stream instead of having to hope for satisfactory market returns.
Controls timing of different sources of income so they know when to take what.
Helps transition smoothly between accumulation and distribution.
Meets their emotional needs for a lifetime.

You wouldn’t believe how different it has been for my practice to have a new process to share that really benefits the client. The result is a belief and confidence so strong that all hesitance has been removed. As far as I am concerned, the process could be called the Thrive Selling System because any advisor or agent who tries it… will Thrive.

Bruce Widbin, Financial Professional